At Rio Rancho Smiles, we believe that everyone deserves access to high-quality dental care. We understand that navigating insurance and financing can sometimes be confusing, so we strive to make the process as simple and straightforward as possible. Our team is here to help you understand your options and find a solution that fits your budget and needs.
Dental Insurance

- Aetna
- Blue Cross
- Cigna
- Delta Dental
- GEHA
- Guardian
- Humana
- MetLife
- United Concordia
Please note that insurance plans can vary, and coverage details depend on your specific policy. We recommend contacting your insurance provider directly to confirm your coverage and benefits. Our team is also happy to assist you in verifying your insurance and understanding your estimated out-of-pocket costs.
What to Expect with Dental Insurance
As a courtesy, we will file claims with your dental insurance provider on your behalf. To help us process your claims efficiently, please provide us with your current insurance information at your appointment. We will do our best to estimate your portion of the payment based on the information provided by your insurance company. However, please remember that this is an estimate, and your actual out-of-pocket expenses may vary.
Payment Options
At Rio Rancho Smiles, we strive to make payment as convenient as possible for our patients. We accept several payment methods, including major credit cards such as Visa, American Express (AMEX), MasterCard, and Discover. Additionally, we are pleased to offer financing options through Cherry. Cherry provides flexible payment plans that allow you to manage the cost of your dental care over time. This can be an excellent solution for patients who require more extensive treatment or simply prefer to spread out their payments. If you're interested in learning more about financing with Cherry and how to apply, please don't hesitate to ask our team for further information.
Our Commitment to Transparency

Questions About Dental Insurance or Financing Your Care?
If you have any questions about insurance, payment options, or financing through Cherry, please don't hesitate to contact our office. Our friendly and knowledgeable team is here to assist you and ensure that you receive the care you need without financial stress.